How To Buy Health Insurance In Ny

New york has long been a leader in health reform and has enacted numerous consumer protection regulations.

How to buy health insurance in ny. 1 2020 to jan. Health insurance plans in new york. This can be a bit time consuming or overwhelming for many people. However the state claims they have licensed agents available to help by phone if you run into problems. For assistance with plan information please contact your broker or call 844 285 2036.

Plans for new york residents are available through the federal exchange or through private insurance companies. Special enrollment qualifying events include. You can enroll in one of empire s standard affordable care act aca compliant benefit plans through the new york state of health marketplace. Open enrollment for 2021 plans will begin on november 1 2020. The only other time you can get an individual health insurance plan is if you have a qualifying event that launches a special enrollment period.

The first thing you need to know before buying health insurance is that signing up for health insurance coverage isn t the same thing as having coverage in effect you may be able to enroll in a health plan today but that coverage may not take effect for several weeks. These events may have caused you to lose your health coverage. The path to healthy starts here. People who need time to examine their individual and family health insurance choices but still would like to be minimally covered sometimes choose this option. New york operates its own health insurance marketplace ny state of health.

You can use the exchange to compare options and prices offered through the exchange calculate costs and enroll in coverage online in person over the phone or by mail. They will help you understand the concepts and language of health. Short term health insurance coverage is a form of individual health insurance policy that only provides coverage for a very short length of time. About 273 000 new york residents enrolled in 2020 qhps through the state exchange. New york nov.

Expect long hold times. Another 797 000 new yorkers are enrolled in the essential plan. The new york state of health marketplace can help you shop for and enroll in health insurance. New york residents can apply for health insurance during open enrollment ort a special enrollment period.