How To Get Your First Debit Card

For account safety and security the only place you ll be able to see your full debit card number is on the front of the card itself.

How to get your first debit card. Agree upfront that you ll be responsible for making the payments on time each month and that you ll abide by all the credit card terms. For questions related to your account or to discuss confidential information call 540 389 0244 local or 866 389 0244 toll free to speak with a personal banker or send us a secure message through your online banking portal. Once you get your debit card and activate it you can use it as you see fit including to get cash from atms. Updated may 5 2017 by yowana wamala. For many people today a debit card has become the go to way to pay.

With secured cards your credit line will equal the amount of the required one time cash deposit after you are approved. You may need to enter your pin or cvv the 3 digit code on your card and some places like gas stations may place a hold on your account for more than the purchase amount. Debit cards can be used as soon as you receive your card and pin. Putyour card to work. The best first time credit card for you may be a secured card or student credit card.

In fact americans now use debit cards more than twice as often as credit cards according to recent federal reserve statistics. Swipe your card and enter your pin as one option. The difference between this and a debit card is that your on time payments help establish a credit history. 5 tips on guiding your kid to their first debit card. In order to get a debit card first you have to open a checking account.

For your privacy and security our contact form is for general inquiries only. Bring this information as well as a valid email address to your bank where you will then have to fill out an application. You will not be able to find your debit card number online. To make cardless transactions you may be able to use your bank s mobile app or you can add your debit card to a mobile wallet like apple pay. I need to query dispute a transaction on my first direct debit or credit card.

Cosigning is risky any mistakes you make will affect yours and the cosigner s credit but it can be a good way to jumpstart your credit. Just about anywhere you can use a credit card including online. Make sure you have enough to cover it. If you want to use contactless please be aware that you need to complete a chip and pin transaction first to activate for example an atm withdrawal or a transaction via chip and pin at a retailer. If you select debit you will have to enter your pin number to complete the transaction.